Terms of Service

Effective Date: [Insert Date]

Welcome to Fanz, a platform operated by AllSmilz Lounge ("Fanz," "Platform," "we," "our," or "us").

By accessing or using Fanz, you agree to these Terms of Service ("Terms"). If you do not agree, you may not access or use the Platform.

1. Eligibility

You must be at least eighteen (18) years old to use Fanz.

By creating an account, you represent and warrant that:

• You are at least 18 years old.

• You have the legal authority to enter into this agreement.

• All information provided is accurate and complete.

2. User Accounts

You are responsible for:

• Maintaining account security.

• Protecting login credentials.

• Activities occurring under your account.

Fanz reserves the right to suspend or terminate accounts that violate these Terms or Platform policies.

3. Use of the Platform

You agree not to:

• Violate applicable laws.

• Upload illegal content.

• Harass or threaten others.

• Impersonate individuals or organizations.

• Circumvent security features.

• Distribute malware or harmful software.

• Engage in fraud or deceptive conduct.

4. User Content

Users may publish content including:

• Posts

• Images

• Videos

• Stories

• Comments

• Messages

• Live streams

• Creator content

You remain the owner of your content.

By uploading content, you grant Fanz a worldwide, non-exclusive, royalty-free license to host, display, distribute, and promote content as necessary to operate the Platform.

5. Creator Monetization

Verified creators may monetize content through:

• Subscriptions

• Tips

• Premium content

• Exclusive access offerings

• Other monetization features approved by the Platform

Fanz does not guarantee income, subscriber counts, traffic, or earnings.

Creators are solely responsible for:

• Ownership of uploaded content

• Tax obligations

• Compliance with laws

• Required permissions and releases

6. Verification Requirements

The Platform may require identity verification for creators and certain users.

Verification may include:

• Government-issued identification

• Selfie verification

• Additional documentation

Failure to complete verification may result in restricted Platform access.

7. Community Standards

Users must respect the rights, safety, and privacy of others.

Prohibited content includes:

• Child exploitation material

• Non-consensual content

• Harassment or threats

• Hate speech

• Fraudulent schemes

• Copyright infringement

• Violent criminal activity

• Illegal goods or services

Fanz reserves the right to remove content or accounts that violate these standards.

8. Payments and Subscriptions

Payments are processed by third-party providers.

Fanz does not store complete credit card information.

Subscription terms, fees, revenue-sharing arrangements, and payout structures may change from time to time.

Users are responsible for reviewing current pricing before making purchases.

9. Chargebacks and Fraud

The Platform may suspend accounts, reverse earnings, delay payouts, or terminate access in cases involving:

• Chargebacks

• Payment disputes

• Fraud

• Abuse of Platform systems

Creators may be held responsible for losses caused by fraudulent activity connected to their accounts.

10. Content Moderation

Fanz may review, remove, restrict, or disable access to content or accounts at its sole discretion.

The Platform may take action without prior notice when necessary to:

• Protect users

• Comply with legal obligations

• Enforce policies

• Maintain Platform integrity

11. Intellectual Property

Users must respect copyrights, trademarks, publicity rights, and other intellectual property rights.

Repeat copyright infringement may result in permanent account termination.

12. Third-Party Services

The Platform may integrate with third-party providers including payment processors, hosting providers, analytics services, and communication tools.

Fanz is not responsible for third-party services or their policies.

13. Disclaimer of Warranties

The Platform is provided on an "as-is" and "as-available" basis.

Fanz makes no guarantees regarding:

• Availability

• Accuracy

• Reliability

• Earnings

• Performance

14. Limitation of Liability

To the maximum extent permitted by law, Fanz shall not be liable for indirect, incidental, special, consequential, or punitive damages arising from Platform use.

Total liability shall not exceed the amount paid by the user to the Platform during the twelve (12) months preceding the claim.

15. Indemnification

You agree to defend, indemnify, and hold harmless Fanz, AllSmilz Lounge, its owners, employees, contractors, affiliates, and partners from claims, damages, liabilities, losses, costs, and expenses arising from:

• Your content

• Your conduct

• Violations of these Terms

• Violations of law

16. Termination

The Platform may suspend or terminate access at any time.

Termination does not eliminate obligations incurred before termination.

17. Governing Law

These Terms shall be governed by the laws of the State of New Jersey, without regard to conflict-of-law principles.

18. Changes to These Terms

Fanz may modify these Terms at any time.

Continued use of the Platform after updates become effective constitutes acceptance of the revised Terms.

19. Contact Us

Questions regarding these Terms may be submitted through the Fanz Contact Page.

Fanz

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